Purchase

Purchasing a home is one of the largest decisions anyone will make. Homestead Funding is dedicated to making your home financing process as smooth and seamless as possible. From initial consultation to closing and beyond our entire staff is focused on providing personalized service targeted to your specific needs. We offer an extensive portfolio available for every type of buyer from first-time home buyers to those moving up to a newer home we have the right financing for you!

Conventional

Conventional loans are not insured by the FHA or VA. Usually, these are a good option for homebuyers with strong credit history and stable employment status.

 

HomeStyle® Renovation

A HomeStyle® Renovation Mortgage allows for the financing equal or up to 50% of your property's post-renovation value and is available for new and existing homes.

 

HomeReady®

HomeReady® is a Fannie Mae loan program that is designed to help buyers with low to moderate incomes attain their home ownership goals.

 

High Balance/Super Conforming

High Balance/Super Conforming mortgage programs provide lower mortgage financing costs to borrowers who are located in the country’s highest cost areas.

 

FHA

FHA mortgages are a great option for homebuyers looking for a mortgage program with lower down payment options and flexible qualifying guidelines.

 

VA

A VA mortgage is a valuable benefit for qualifying military veterans and active servicemen and women. The program offers no down payment options with flexible qualification guidelines.

 

Energy Efficient Mortgage (EEM)

Include the cost of add energy efficient improvements with an Energy Efficient Mortgage.

 

FHA 203k Renovation

An FHA 203k mortgage allows buyers to borrow the funds for both the purchase and renovation of a home giving the availability or renovating without the need for a second loan.

 

FHA 203k Streamline

An FHA 203k Streamline in allows for the purchase or refinance of properties that do not require structural changes and will not exceed a total of $35,000.

 

USDA

A USDA mortgage is a great option for borrowers looking to finance a home in eligible rural areas. It is ideal for those seeking financing with no down payment and liberal qualifying guidelines.

 

Jumbo

Jumbo Mortgages are loans that exceed the conforming loan limits. Jumbos are ideal for the purchase of a higher priced or luxury home.

 

85% No PMI

This Jumbo mortgage gives a borrower the ability to finance a primary residence with less of a down payment than a typical Jumbo and no PMI.